Payment Policy
Accepted Payment Methods
- *Direct Bank Transfer:* Preferred for all customers, larger orders, wholesale buyers, and B2B transactions. Bank account details will be provided after order review and confirmation.
Payment Process
- Orders are processed only after payment confirmation and verification.
- For bank transfers, customers must include their order number in the transfer reference and confirm payment via email or WhatsApp to expedite order processing.
Currency and Conversion
- Payments are primarily accepted in INR (₹). International buyers may pay in USD, AED, or other major currencies based on current exchange rates; any conversion fees are borne by the customer.
Invoice and Documentation
- All successful payments trigger an email invoice and SMS confirmation, complete with order details and transaction reference numbers.
- Official documentation provided for all wholesale/B2B transactions as required.
Advance Payment and Instalments
- Custom jewellery orders and large-value diamond purchases (above ₹10 lakhs) require a 50% advance. The balance is due before shipment.
- Instalment payment options for recurring business clients, subject to approval.
Refunds, Returns, and Cancellations
- Eligible diamond orders qualify for refunds as per the return policy, excluding any banking or admin fees.
- Custom jewellery orders are non-refundable after production begins except in case of certification failure or quality issues.
Security and Prevention
- All payment methods are protected by advanced encryption and anti-fraud systems.
- Suspicious or high-value orders may require additional verification, such as PAN, Aadhaar, or passport.
- The company reserves the right to cancel and refund any order that fails internal verification checks.
Payment Disputes
- All payment queries, disputes, or chargebacks must be reported within 7 days.
- Dedicated support team for quick resolution.
Support
- For any payment issues, failed transactions, or specific requests, contact our support via help centre, WhatsApp, or phone.